If you’re just considering learning to drive and dreaming of a Peugeot 208 GTi, then you are not alone. However, if you want a chance of making this a reality, you need to ensure that you have the right insurance in place. Even if you opt for a less sporty first car, you need to appreciate that vehicles are a potentially deadly machine and as a learner or new driver, you are at a greater risk of being involved in an accident. Fortunately, you don’t need to despair, as here we’ll explore how to choose the right insurance as an L Plate driver.
While you may consider yourself a driver and can see yourself safely cruising the streets in your new Peugeot 208 GTi, the reality is that as a learner there are a lot of risk factors attached to your driving profile. Even if you are over the age of 25, your inexperience will still make you a more dangerous risk. Approximately, 45 percent of all of the deaths of young Australians are from injuries resulting from a road traffic crash. This means that in the first few years of driving, it is a leading cause of death and disability in young people here in Australia. While drivers aged 17 to 25 only account for approximately 10 percent of Australian licensed drivers, they account for 25 percent of our road deaths. So, it is understandable why insurers hike up the rates for learners.
Adding to Your Parent’s Policy
The simplest solution to your insurance woes is to be added to your parent’s policy. While this may mean putting your plans for the Peugeot 208 GTi 2019 on hold, it could allow you to comfortably afford the premiums. This will allow you to learn to drive in your parent’s car to gain some experience before you buy and insure your own vehicle.
In some cases, being added to your parent’s policy does not mean that you need to keep begging for their car keys. Some insurers offer family policies that allow your driving inexperience to be offset by your parent’s driving history. This means that you can obtain insurance coverage at a better rate.
Shop Around With Specialists
If being added to your parent’s policy is not an option, you will need to get your own policy and start to build up your driving history and your own no claims. This will mean that you will need to do some shopping around. Fortunately, there are specialist insurers who offer attractive rates for learner and P Plate drivers. Don’t forget you can always ask the Perth City Peugeot team for an insurance quote; you may be surprised at the cost.
If you are interested in a Peugeot 208 GTi in Perth, be sure to call in and see us. The Perth City Peugeot team is on hand to answer any queries about the Peugeot 208 GTi, price deals and current offers.